Terms and Conditions

• Debtor is an employee of a company or institution.
• Credit Period 1 - 10 years.
• Competitive interest rates in accordance with developments in the financial markets.
• IDEB SLIK examination results are passed.
• Documents that must be completed include:
  1. Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP.
  2. Job certificate, Reference Letter, Salary Slip, Business license (for employers).
  3. Photocopy of Electric / Tel / PBB Account.
  4. Photocopy of Bank Account for at least the last 3 (three) months.
• Costs include:
  1. Provision Fee.
  2. Administration Fee.
  3. Insurance Fee.
• Collateral in the form of FIXED ASSET, Deposit, and four-wheeled private vehicles.