Indonesia
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Multi Purpose Financing (KMG)
Installment loan facilities provided by Bank Ina to individual debtors for finance various needs consumptive (home renovation, wedding, education, treatment, product purchase valuable/electronic, and financial need
others) with property as collateral in the name of the debtor/couple.
Debtor Criteria:
- Indonesian citizenship.
- Minimum age 21 years old or already/have been married.
- Maximum age of 55 years old when the financing is due.
- Ability to pay installments maximum 1/3 of income.
- The amount of credit limits minimum IDR 50.000.000,-.
Terms and Conditions
- Debtor is an employee of a company or institution.
- Credit Period 1 - 10 years.
- Competitive interest rates in accordance with developments in the financial markets.
- IDEB SLIK examination results are passed.
- Documents that must be completed include:
- Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP.
- Job certificate, Reference Letter, Salary Slip, Business license (for employers).
- Photocopy of Electric / Tel / PBB Account.
- Photocopy of Bank Account for at least the last 3 (three) months.
- Costs include:
- Provision Fee.
- Administration Fee.
- Insurance Fee.
- Collateral in the form of FIXED ASSET, Deposit, and four-wheeled private vehicles.