Solutions for your various needs

Multipurpose Credit

Credit to individual customers to finance various consumptive purposes.

Debtor Criteria:

  • Indonesian citizenship.
  • Minimum age 21 years old or already/have been married.
  • Maximum age of 55 years old when the financing is due.
  • Ability to pay installments maximum 1/3 of income.
  • The amount of credit limits minimum IDR 50.000.000,-.

Terms and Conditions

  • Debtor is an employee of a company or institution.
  • Credit Period 1 - 10 years.
  • Competitive interest rates in accordance with developments in the financial markets.
  • IDEB SLIK examination results are passed.
  • Documents that must be completed include:
    1. Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP.
    2. Job certificate, Reference Letter, Salary Slip, Business license (for employers).
    3. Photocopy of Electric / Tel / PBB Account.
    4. Photocopy of Bank Account for at least the last 3 (three) months.
  • Costs include:
    1. Provision Fee.
    2. Administration Fee.
    3. Insurance Fee.
  • Collateral in the form of FIXED ASSET, Deposit, and four-wheeled private vehicles.