Multi Purpose Financing (KMG)

Loan

Multi Purpose Financing (KMG)

 

 

Anything That You Need,
Make It Happen With Us

 

A loan product, provided by Bank INA to individual debtors to finance various consumer needs, such as house renovations, weddings, education, medical treatment and other financial needs with property collateral with a maximum credit period of 10 years.

 

General Criteria
  • Is an Indonesian citizen.
  • Minimum age's 21 years old or already/ever married.
  • Maximum age is 55 years old or according to retirement age for employees and 65 years old for professionals and entrepreneurs at the time of financing maturity.
Terms and Conditions
  • Debtors are permanent employees of a company or professionals and entrepreneurs.
  • Maximum loan period (tenor) is 10 years.
  • Documents that must be completed include:
    Documents Debtor's Occupation
    Employee Profesional Businessman
    Personal Identity Photocopy of KTP of Applicant and Spouse
    Photocopy of Family Card
    Photocopy of Marriage/Divorce Certificate
    (for those who are married/divorced)
    Photocopy of Notarial Marriage Agreement (Separation of Assets) Deed and registered with the KUA or civil registry (if any)
    Photocopy of personal NPWP
    Business & Finance Photocopy of Bank Account reflecting Salary or Business Turnover last 3 months    
    last 6 months  
    Original Employment Certificate and Salary Slip    
    Photocopy of Professional Practice License    
    Photocopy of Business Legality
    (SIUP/TDP/NIB, NPWP/etc.)
       
    Photocopy of Deed of Company Establishment and amendments (if any)    
    Photocopy of Financial Reports for the last 2 years    
  • Collateral Documents (additionals):
    Collateral Documents Debtor's Occupation
    Employeee Professional Businessman
    Property Photocopy of Certificate
    Photocopy of IMB
    Photocopy of the last 1 year BB & STTS