Rupiah Prime Lending Rate
April 30, 2025 (effective % per year)
I. Quantitative Disclosure
Data Period April 2025 | Non MSME Loan | MSME Loan | KPR/ KPA | Non KPR/ Non KPA | |||
Corporate | Retail | Middle | Small | Micro | |||
Harga Pokok Dasar Kredit (%) | 5,97 | 5,97 | 5,97 | 5,97 | 5,97 | 5,97 | 5,97 |
Biaya Overhead (%) | 2,37 | 2,47 | 2,43 | 2,57 | 2,77 | 2,55 | 3,27 |
Marjin Keuntungan (%) | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 |
Suku Bunga Dasar Kredit (SBDK) (%) (HPDK+Overhead+Marjin) | 9,04 | 9,14 | 9,10 | 9,24 | 9,44 | 9,22 | 9,94 |
II. Qualitative Disclosure
Category | Definition of Loan Category | Indicators/Criteria of Loan Category |
Corporate | Loan provision aimed at corporate scale with a loan ceiling of more than IDR 200 billion | Loan ceiling >IDR 200 billion |
Retail | Loan provision intended outside the Corporate, Medium, Small, Micro, KPR or Unsecured Loan (Non KPR) Categories with a loan ceiling limit of less than IDR 200 billion | Loan ceiling < IDR 200 billion |
Annotation :
Bank INA is licensed and supervised by the Otoritas Jasa Keuangan & Bank Indonesia and is a participant in the LPS guarantee program.
Ariobimo Sentral Building, Mezzanine Floor, Jl. H.R. Rasuna Said Blok X-2 Kav 5, South Jakarta 12950
(021) 252 5678
Fax : (021) 252 5025
© 2024. PT Bank Ina Perdana Tbk.
Bank INA is licensed and supervised by the Otoritas Jasa Keuangan & Bank Indonesia and is a participant in the LPS guarantee program.