Rupiah Prime Lending Rate
May 31, 2025 (effective % per year)
I. Quantitative Disclosure
Periode Data May 2025 | Kredit Non UMKN | Kredit UMKM | KPR/ KPA | Non KPR/ Non KPA | |||
Corporate | Ritel | Middle | Small | Mikro | |||
Basic Credit Cost (HPDK) (%) | 5,94 | 5,94 | 5,94 | 5,94 | 5,94 | 5,94 | 5,94 |
Overhead Cost (%) | 2,97 | 3,07 | 3,03 | 3,17 | 3,37 | 3,15 | 3,87 |
Profit Margin (%) | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 | 0,71 |
Suku Bunga Dasar Kredit (SBDK) (%) (HPDK+Overhead+Margin) | 9,61 | 9,71 | 9,67 | 9,81 | 10,01 | 9,79 | 10,51 |
II. Qualitative Disclosure
Category | Definition of Loan Category | Indicators/Criteria of Loan Category |
Corporate | Loan provision aimed at corporate scale with a loan ceiling of more than IDR 200 billion | Loan ceiling > IDR 200 billion |
Retail | Loan provision intended outside the Corporate, Medium, Small, Micro, KPR or Unsecured Loan (Non KPR) Categories with a loan ceiling limit of less than IDR 200 billion | Loan ceiling < IDR 200 billion |
Annotation :
Bank INA is licensed and supervised by the Otoritas Jasa Keuangan & Bank Indonesia and is a participant in the LPS guarantee program.
Ariobimo Sentral Building, Mezzanine Floor, Jl. H.R. Rasuna Said Blok X-2 Kav 5, South Jakarta 12950
(021) 252 5678
Fax : (021) 252 5025
© 2024. PT Bank Ina Perdana Tbk.
Bank INA is licensed and supervised by the Otoritas Jasa Keuangan & Bank Indonesia and is a participant in the LPS guarantee program.