Tabina Perdana
Tabina Bisnis
Tabina Simpel
Tabina Qris
Deposito
Deposito Online IB & MB
Deposito Online IBB
Giro Valas
Tabina Valas
Deposito Valas
Tabunganku
Giro Rupiah
Internet and Mobile Banking
Debit Card Bank INA
Internet Banking Business Bank INA
Limits and Other Fees
House Ownership Loan (KPR)
Multi Purpose Loan (KMG)
Trade Finance
Other Foreign Exchange Limits & Fees
KPR Primary
| Fixed (years) | Tier 1 Interest Rate (% p.a.) | Tier 2 Interest Rate (% p.a.) | Min. Tenor (years) |
| 1 | 2,18 | 3,18 | 3 |
| 2 | 3,18 | 4,18 | 5 |
| 3 | 4,18 | 5,18 | 8 |
| 5 | 5,18 | 6,18 | 10 |
KPR Secondary, Take Over, Refinancing
| Fixed (year) | Tier 2 Interest Rate (% p.a.) | Min. Tenor (years) |
| 1 | 4,18 | 3 |
| 2 | 5,18 | 5 |
| 3 | 6,18 | 8 |
| 5 | 7,18 | 10 |
Floating interest rate of 11% or LPS + 6.75%
Interest calculation method: Annuity
Interest rate in effect at the time this document was issued.
Loan to Value (LTV)
| Type of Property | Primary (%) | Secondary (%) |
| Landed House | 95 | 80 |
| Shophouse | 95 | 80 |
| Home Office | 95 | 80 |
| Apartment | 95 | 80 |
| Land | 90 | 70 |
Notes:
- For Primary Property
- Valued at net selling price after discount and VAT
- LTV may vary according to the Cooperation Agreement between BINA and the Developer
- For Secondary Properties :
- Assessed from the Fair Market Value of the LPJ results from internal value/KJPP
