Public Expose of Bank INA: Strengthening Fundamentals, Focusing on Asset Quality, Optimistic About Recording Positive Growth in 2026

PT Bank Ina Perdana Tbk (Bank INA) presented its positive financial performance during its 2026 Public Expose. As of March 2026, the company's total assets reached IDR 31.30 trillion. This growth was supported by a year-on-year increase in Third Party Funds (TPF) to IDR 25.04 trillion. Furthermore, Bank INA also recorded improvements in its funding structure, with the CASA ratio increasing sharply to 40.07% from 37.48% ytd in the previous year.

 

Bank INA's loan disbursement also demonstrated positive performance, reaching IDR 14.78 trillion. The highest increase occurred in the Consumer Loan segment, which grew to IDR 1.59 trillion, followed by Investment Loans and Working Capital Loans, which also increased to IDR 4.40 trillion and IDR 8.79 trillion, respectively. The company's Loan-to-Deposit Ratio (LDR) is at a healthy level of 59.03%, and the company successfully posted a net profit of IDR 52.98 billion, representing a 268% growth in 2026.

 

Bank INA President Director, Mr. Henry Koenaifi, said, "Entering 2026, Bank INA continues to move forward with high optimism to become a banking solution tailored to our customers' needs. We will focus on refining our Hybrid Banking strategy because we believe that the combination of digital services and easily accessible physical branches is key to providing safe, fast, and convenient financial solutions for all customer segments, from individuals to corporations."

 

As part of its commitment to providing comprehensive banking solutions, Bank INA continues to develop various products and services designed to support the needs of both individual and business customers. Bank INA offers Tabina Bisnis, a savings product to support customer business growth, offering competitive interest rates. Furthermore, Bank INA also provides checking accounts to facilitate business transactions and corporate operational needs. Bank INA also offers a Home Ownership Loan (KPR) facility with a simple and fast process, supported by collaborations with various developer partners throughout Indonesia.

 

In addition to savings and financing products, Bank INA provides investment solutions such as Customer Fund Accounts (RDN), Government Securities (SBN) investments, Bancassurance products, and Mutual Funds.

 

In line with its digital transformation, Bank INA continues to develop services through its Binadigital digital platform. These innovations include Digital Savings, Digital Loans, and Binadigital Gold Investment, which makes it easy for customers to invest in gold conveniently through the Binadigital app. Bank INA has also developed the Binadigital API to support the integration of financial services with business partners, providing a more modern and efficient banking experience for customers.

 

To expand its service reach, Bank INA currently has a network of 58 offices spread across Indonesia. Going forward, Bank INA will continue to focus on optimizing selective and prudent business growth, strengthening operational efficiency, and maintaining healthy credit growth. With this strategy, Bank INA is optimistic about strengthening its performance and creating sustainable added value for customers and all stakeholders.

 

Further information about Bank INA's products and services can be accessed through Bank INA's official website at www.bankina.co.id and its digital service, Binadigital, at www.binadigital.id.

 

 

About INA Bank

PT Bank Ina Perdana Tbk (Bank INA) is a banking institution that has been established since 1991 and is now part of the Salim Group ecosystem. Bank INA is present as a comprehensive banking solution through a variety of superior products, ranging from various Savings instruments, Deposits with competitive interest rates, flexible Consumer Loans services, to various Investment features for customers. All of these services are supported by a state-of-the-art Digital Service infrastructure to provide a safe and efficient banking experience. Listed on the Indonesia Stock Exchange (IDX) with the stock code BINA, Bank INA is officially registered and supervised by the Financial Services Authority (OJK) and is a participant in the LPS guarantee. More information: www.bankina.co.id.