Non Collateral Financing (KTA)

Loan

Non Collateral Financing (KTA)

Non Collateral Financing (KTA)

Installment loan facilities provided by Bank Ina to individual debtors for finance various needs consumptive (home renovation, wedding, education, treatment, product purchase valuable / electronics, vacations and necessities other financial) without collateral.

Debtor Criteria:

  1. Indonesian citizenship.
  2. Minimum age 21 years old or already/have been married.
  3. Maximum age of 55 years old when the financing is due.
  4. Ability to pay installments maximum 1/3 of income.
  5. Employees of the company or members of institutions that are partners of PT. Bank Ina Perdana Tbk.

Terms and Conditions

  • Provision of cooperation and the amount of credit limits per Debtor based on the agreement with the partner company/institution approved by PT. Bank Ina Perdana Tbk.
  • Debtor is an employee of a company or a member of an institution.
  • Credit period 1-3 years.
  • Competitive interest rates in accordance with developments in the financial markets.
  • IDEB SLIK examination results are passed.
  • Documents that must be completed include:
    1. Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP (above 50 million).
    2. Job certificate, Reference Letter and Salary Slip.
    3. Photocopy of Electric / Tel / PBB Account.
    4. Photocopy of Bank Account for at least the last 3 (three) months.
  • Costs include:
    1. Provision Fee.
    2. Administration Fee.
    3. Insurance Fee.
  • No Guarantees.