Non Collateral Facility (KTA)


Non Collateral Facility (KTA)

Non Collateral Credit

Credit to individual customers who are employees of Bank customers for various purposes.

Debtor Criteria:

  1. Indonesian citizenship.
  2. Minimum age 21 years old or already/have been married.
  3. Maximum age of 55 years old when the financing is due.
  4. Ability to pay installments maximum 1/3 of income.
  5. Employees of the company or members of institutions that are partners of PT. Bank Ina Perdana Tbk.

Terms and Conditions

  • Provision of cooperation and the amount of credit limits per Debtor based on the agreement with the partner company/institution approved by PT. Bank Ina Perdana Tbk.
  • Debtor is an employee of a company or a member of an institution.
  • Credit period 1-3 years.
  • Competitive interest rates in accordance with developments in the financial markets.
  • IDEB SLIK examination results are passed.
  • Documents that must be completed include:
    1. Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP (above 50 million).
    2. Job certificate, Reference Letter and Salary Slip.
    3. Photocopy of Electric / Tel / PBB Account.
    4. Photocopy of Bank Account for at least the last 3 (three) months.
  • Costs include:
    1. Provision Fee.
    2. Administration Fee.
    3. Insurance Fee.
  • No Guarantees.