Non Collateral Financing (KTA)
Installment loan facilities provided by Bank Ina to individual debtors for finance various needs consumptive (home renovation, wedding, education, treatment, product purchase valuable / electronics, vacations and necessities other financial) without collateral.
- Indonesian citizenship.
- Minimum age 21 years old or already/have been married.
- Maximum age of 55 years old when the financing is due.
- Ability to pay installments maximum 1/3 of income.
- Employees of the company or members of institutions that are partners of PT. Bank Ina Perdana Tbk.
Terms and Conditions
- Provision of cooperation and the amount of credit limits per Debtor based on the agreement with the partner company/institution approved by PT. Bank Ina Perdana Tbk.
- Debtor is an employee of a company or a member of an institution.
- Credit period 1-3 years.
- Competitive interest rates in accordance with developments in the financial markets.
- IDEB SLIK examination results are passed.
- Documents that must be completed include:
- Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP (above 50 million).
- Job certificate, Reference Letter and Salary Slip.
- Photocopy of Electric / Tel / PBB Account.
- Photocopy of Bank Account for at least the last 3 (three) months.
- Costs include:
- Provision Fee.
- Administration Fee.
- Insurance Fee.
- No Guarantees.