Vehicle Ownership Financing
Installment loan facilities provided by Bank Ina to individual debtors for purchase of two-wheeled motorized vehicles or four wheeler (passenger car) with collateral in the form of a purchased vehicle.
- Indonesian citizenship.
- Minimum age 21 years old or already/have been married.
- Maximum age of 55 years old when the financing is due.
- Ability to pay installments maximum 1/3 of income.
Terms and Conditions
- Passenger vehicle type.
- The amount of credit limits up to IDR 300,000,000,-.
- Period of time:
- New: Maximum 5 years.
- Used: Maximum 3 years (maximum vehicle age of 10 years).
- Japanese and other vehicle brands (Fast Moving Car).
- Vehicle types are Sedans, Minibuses and others.
- Down Payment 20% of the OTR price or in accordance with regulatory requirements.
- Competitive interest rates in accordance with developments in the financial markets.
- IDEB SLIK examination results are passed.
- Already a permanent employee with good condition (two years)
- Documents that must be completed include:
- Photocopy of E-KTP for husband and wife, KK, marriage certificate or certificate of unmarried, NPWP.
- Job certificate and salary slip, business permit (for employers).
- Photocopy of Electric / Tel / PBB Account.
- Photocopy of Bank Account for at least the last 3 (three) months.
- Costs include:
- Provision Fee.
- Administration Fee.
- Insurance Fee.
- Collateral in the form of BPKB of the vehicle being financed.