Multi Purpose Financing (KMG)


Multi Purpose Financing (KMG)



Anything That You Need,
Make It Happen With Us


Installment loan facilities provided by Bank Ina to individual debtors for finance various needs consumptive (home renovation, wedding, education, treatment, product purchase valuable/electronic, and financial need others) with property as collateral in the name of the debtor/couple.

Debtor Criteria:

  • Indonesian citizenship.
  • Minimum age 21 years old or already/have been married.
  • Maximum age of 55 years old when the financing is due.
  • Ability to pay installments maximum 1/3 of income.
  • The amount of credit limits minimum IDR 50.000.000,-.

Terms and Conditions

  • Debtor is an employee of a company or institution.
  • Credit Period 1 - 10 years.
  • Competitive interest rates in accordance with developments in the financial markets.
  • IDEB SLIK examination results are passed.
  • Documents that must be completed include:
    1. Photocopy of E-KTP for Husband and Wife, KK, Marriage Certificate, NPWP.
    2. Job certificate, Reference Letter, Salary Slip, Business license (for employers).
    3. Photocopy of Electric / Tel / PBB Account.
    4. Photocopy of Bank Account for at least the last 3 (three) months.
  • Costs include:
    1. Provision Fee.
    2. Administration Fee.
    3. Insurance Fee.
  • Collateral in the form of FIXED ASSET, Deposit, and four-wheeled private vehicles.