Micro (Program Credit)


Micro (Program Credit)

Lots of Bonuses

Get more opportunities to get promos and attractive prizes from Indogrosir and Bank Ina.

Fast Sumbission

The submission process can be done quickly through Bank Ina's Marketing which records to shops / stalls / place of business of Mr. / Mrs. directly or at the Bank Ina's Office operating in Indogrosir Outlets.

Easy to Use

Shopping transactions use a Bank Ina-Indogrosir Special Card and can be used at any time.

Low Cost

Low Cost with  large working capital return simulation * is as follows:

* This is merely an illustration


  1. Become a Member Merah for at least 3 months.
  2. Shop at least 3 times and IDR 1.5M a month.
  3. Returns working capital within 7 calendar days.
  4. Large working capital up to 1.5x * value of shopping transactions with total working capital starting from IDR 500 thousand to IDR 25M *.
  5. Photocopy of E-KTP, KK, NPWP (if any), Marriage Certificate, & Member Merah Card that are still active.
  6. Administration Fee IDR 100,000.

*Terms and Conditions apply