Indonesia
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Property Ownership Financing (KPP)
Installment loan facilities provided by Bank Ina to individual debtors for purchase of new property (primary) or second hand (secondary) in the form of a house site / shop house (ruko) / office house (rukan)/apartment with property as collateral bought.
Debtors Criteria:
- Indonesian citizenship.
- Minimum age 21 years old or already/have been married.
- Maximum age of 55 years old when the financing is due.
- Ability to pay installments maximum 1/3 of income.
Terms and Conditions
- The amount of credit limit is 70% of the value of the object to be purchased.
- Maximum Credit Period (Tenor) for 15 Years.
- IDEB SLIK examination results are passed.
- Have been a permanent employee in good condition for at least 2 (two) years.
- Documents that must be completed include:
- Photocopy of E-KTP for husband and wife, KK, marriage certificate or certificate of unmarried, NPWP.
- Job certificate and salary slip, business permit (for employers).
- Photocopy of Electric / Tel / PBB Account.
- Photocopy of Bank Account for at least the last 3 (three) months.
- Costs include:
- Provision Fee.
- Administration Fee.
- Insurance Fee.
- Collateral in the form of the object being funded.