Terms and Conditions

• The amount of credit limit is 70% of the value of the object to be purchased.
• Maximum Credit Period (Tenor) for 15 Years.
• IDEB SLIK examination results are passed.
• Have been a permanent employee in good condition for at least 2 (two) years.
• Documents that must be completed include:
  1. Photocopy of E-KTP for husband and wife, KK, marriage certificate or certificate of unmarried, NPWP.
  2. Job certificate and salary slip, business permit (for employers).
  3. Photocopy of Electric / Tel / PBB Account.
  4. Photocopy of Bank Account for at least the last 3 (three) months.
• Costs include:
  1. Provision Fee.
  2. Administration Fee.
  3. Insurance Fee.
• Collateral in the form of the object being funded.