Property Ownership Financing (KPP)


Property Ownership Financing (KPP)


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Property Ownership Financing (KPP)

Installment loan facilities provided by Bank Ina to individual debtors for purchase of new property (primary) or second hand (secondary) in the form of a house site / shop house (ruko) / office house (rukan)/apartment with property as collateral bought.

Debtors Criteria:

  • Indonesian citizenship.
  • Minimum age 21 years old or already/have been married.
  • Maximum age of 55 years old when the financing is due.
  • Ability to pay installments maximum 1/3 of income.

Terms and Conditions

  • The amount of credit limit is 70% of the value of the object to be purchased.
  • Maximum Credit Period (Tenor) for 15 Years.
  • IDEB SLIK examination results are passed.
  • Have been a permanent employee in good condition for at least 2 (two) years.
  • Documents that must be completed include:
    1. Photocopy of E-KTP for husband and wife, KK, marriage certificate or certificate of unmarried, NPWP.
    2. Job certificate and salary slip, business permit (for employers).
    3. Photocopy of Electric / Tel / PBB Account.
    4. Photocopy of Bank Account for at least the last 3 (three) months.
  • Costs include:
    1. Provision Fee.
    2. Administration Fee.
    3. Insurance Fee.
  • Collateral in the form of the object being funded.