INA Ready Cash (IRC)

Loan

INA Ready Cash (IRC)

Loan facilities provided by Bank INA to Payroll Employees to finance various kinds of urgent needs such as Education Development Contributions/SPP (school fees), medical treatment, electricity bills, clean water, telephone and others.

 

Advantages of IRC
  • Facilities in the form of standby loans.
  • The loan ceiling can be used in part or in full.
  • Disbursement of facilities is easy, practical and flexible via INA Mobile Banking.
  • Withdrawals can be made via ATMs throughout Indonesia.
  • Revolving loan facility (the loan ceiling will be refilled after payment is received and the facility can be used immediately).
  • Low interest rates.
Registration & Usage Procedures
  1. Submission of an application for IRC facility by the cooperation Company to Bank INA.
  2. After approval from Bank INA, the IRC Cooperation Agreement (PKS) was signed.
  3. Employees apply for IRC facilities through Company Personnel (HRD).
  4. Employees are ready to use IRC facilities.