Loan facilities provided by Bank INA to Payroll Employees to finance various kinds of urgent needs such as Education Development Contributions/SPP (school fees), medical treatment, electricity bills, clean water, telephone and others.
Advantages of IRC
- Facilities in the form of standby loans.
- The loan ceiling can be used in part or in full.
- Disbursement of facilities is easy, practical and flexible via INA Mobile Banking.
- Withdrawals can be made via ATMs throughout Indonesia.
- Revolving loan facility (the loan ceiling will be refilled after payment is received and the facility can be used immediately).
- Low interest rates.
Registration & Usage Procedures
- Submission of an application for IRC facility by the cooperation Company to Bank INA.
- After approval from Bank INA, the IRC Cooperation Agreement (PKS) was signed.
- Employees apply for IRC facilities through Company Personnel (HRD).
- Employees are ready to use IRC facilities.