Credit is given for the procurement of fixed assets which are callable the productive done in installments. In the investment credit, known as 2 (two) terms of the delay period installment:
1. Drawdown period
Namely the gradual drawdown period corresponding progress of the project. In this case the borrowers continue to pay interest on the loan has been used.
2. Grace period
That grace period for payment anggsuran. In this case the debtor is given the grace period for not paying the principal anggsuran. During the grace period the debtor only pays interest only.